Bridging Finance
Fast, Flexible Bridging Loans for Property Professionals
When time-sensitive opportunities arise, you need funding that moves as fast as you do. Our Bridging Finance solutions provide short-term, secured lending designed to help property investors, landlords, and developers unlock capital quickly—without delays or unnecessary complexity.
Whether you’re purchasing below market value, completing a refurbishment, or need to release equity for your next investment, we deliver the speed and certainty you need to move with confidence.
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What Is Bridging Finance?
Bridging Finance Explained
Bridging Finance is a short-term property loan that “bridges” the gap between your immediate financial need and longer-term funding or a property sale. It’s ideal when traditional lenders take too long or can’t provide the flexibility your project requires.
We provide bridging loans tailored to property professionals who need quick decisions, fast completion, and competitive rates.
Smart Solutions for Urgent Property Opportunities
Key Features
Everything You Need for Quick, Confident Property Financing
- Loans from £50k–£2m+
- Funds in as little as 3–7 days
- Terms from 1–24 months
- Rates from 0.55% per month
- No early repayment penalties
- Flexible credit and experience-based underwriting
- Residential, semi-commercial & commercial assets accepted
Ideal For
Our bridging loans support a wide range of scenarios, including:
- Buying at auction where 28-day completion is required
- Refurbishing or improving a property before refinancing
- Funding a purchase while your existing property is on the market
- Releasing capital quickly for a new investment
- Solving short-term cash flow gaps
- Completing time-sensitive or complex transactions
- Securing below-market-value opportunities that require fast action
Why Choose Us for Bridging Finance?
- Speed That Keeps Deals Alive Fast decisions within hours and funding in just a few days.
- Property Finance Expertise Decades of experience handling straightforward and complex cases.
- Independent, Whole-of-Market Access A wide panel of specialist lenders to secure the best rates and terms.
- Dedicated Support from Start to Finish Personal guidance throughout the process for a smooth, stress-free experience.
How the Process Works
Request Your Free Quote
Start by sharing a few simple details about your project or the property you’re looking to finance. There are no fees, no obligations, and we’ll quickly determine the most suitable options for your situation.
Receive a Fast Decision
Once we have your information, we’ll provide a Decision in Principle within hours, giving you the confidence to move ahead with negotiations, secure opportunities, or meet auction deadlines.
Provide Supporting Documents
We keep paperwork to a minimum. You’ll only need to supply essential documents—typically ID, proof of funds, and basic property details—so we can progress your application without unnecessary delays.
Valuation & Legal Work
A qualified surveyor will carry out a valuation, and our trusted legal partners will handle the required checks. We work closely with both parties to ensure everything is completed swiftly and efficiently.
Funds Released
Once the valuation and legal processes are complete, your loan is finalised and funds are released—often within 3–7 days. This allows you to proceed with your purchase, refinancing, or project without disruption.
Get a Bridging Loan Quote Today
Get Your Funding in Place Today
If you need fast, flexible finance for your next property project, we’re here to help. Speak with a specialist advisor and receive your personalised quote today.
Frequently Asked Questions
What is a bridging loan?
A bridging loan is a short-term finance option designed to “bridge” the gap between buying a property and securing longer-term funding or selling another asset. It’s commonly used by property investors, developers, and landlords who need quick access to funds.
How quickly can I get a bridging loan?
A bridging loan is a short-term finance option designed to “bridge” the gap between buying a property and securing longer-term funding or selling another asset. It’s commonly used by property investors, developers, and landlords who need quick access to funds.
How much can I borrow?
A bridging loan is a short-term finance option designed to “bridge” the gap between buying a property and securing longer-term funding or selling another asset. It’s commonly used by property investors, developers, and landlords who need quick access to funds.
What can a bridging loan be used for?
A bridging loan is a short-term finance option designed to “bridge” the gap between buying a property and securing longer-term funding or selling another asset. It’s commonly used by property investors, developers, and landlords who need quick access to funds.
Do I need perfect credit to get a bridging loan?
A bridging loan is a short-term finance option designed to “bridge” the gap between buying a property and securing longer-term funding or selling another asset. It’s commonly used by property investors, developers, and landlords who need quick access to funds.
What types of properties are eligible?
A bridging loan is a short-term finance option designed to “bridge” the gap between buying a property and securing longer-term funding or selling another asset. It’s commonly used by property investors, developers, and landlords who need quick access to funds.
Are there early repayment penalties?
A bridging loan is a short-term finance option designed to “bridge” the gap between buying a property and securing longer-term funding or selling another asset. It’s commonly used by property investors, developers, and landlords who need quick access to funds.
How long is a typical bridging loan term?
A bridging loan is a short-term finance option designed to “bridge” the gap between buying a property and securing longer-term funding or selling another asset. It’s commonly used by property investors, developers, and landlords who need quick access to funds.