Bridging Loans & Auction Finance for Property Professionals
When opportunity knocks, speed matters.
We arrange bridging and commercial finance fast — so you can buy, refinance or complete without delay.
- Decisions in Principle within hours
- Funds released in as little as 7 days
- Up to 90% Loan to Value
- No broker fees on straightforward loans
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About Us
Flexible Funding for Property Professionals
At Commercial Finance Expert, we provide fast and flexible bridging and auction finance for property professionals. From auction purchases to portfolio refinancing, we help you secure the right funding quickly and with confidence
Our team understands that timing is everything in property. That’s why we deliver tailored funding solutions designed around your goals — with quick decisions, transparent terms, and a personal service from start to finish
How We Help You Move Fast
Bridging Finance
Short-term, secured funding for property purchases, renovations, and refinancing. Perfect when you need to buy before you sell, fund property improvements, or complete a time-sensitive transaction.
- Decisions in Principle within hours
- Funds released in as little as 7 days
- Up to 90% Loan to Value
- No broker fees on straightforward loans
Auction Finance
When the hammer falls, you’ve got 28 days to complete. Our auction bridging loans give you the capital to hit that deadline — even if your mortgage isn’t ready.
- Loans from £50k–£20m
- Rates from 0.55% per month
- Terms from 1–24 months
- Residential, semi-commercial & commercial assets
Commercial Finance Specialists
We’re independent, whole-of-market brokers. That means we negotiate directly with lenders to secure better rates and faster approvals — for your benefit, not theirs.
Our team has completed hundreds of successful transactions across the UK — from light refurbs to complex multi-property portfolios.
Why Clients Choose Us
Experience That Delivers
With 20+ years’ experience in bridging and commercial finance, we know what it takes to get deals done quickly — without surprises.
We work with an extensive network of specialist lenders to tailor short-term finance that fits you, not a form.
- Bridging Loans (regulated & unregulated)
- Auction Finance
- Bridge-to-Let & Exit Remortgages
- Commercial & Semi-Commercial Property Finance
- Development & Refurbishment Loans
From first-time investors to seasoned developers, our clients trust us to deliver on timing, transparency, and terms.
Testimonials
Highly Recommended!
These guys understand property finance inside out. They structured a bespoke bridging loan that suited my development project perfectly.
David K
Highly Recommended!
I had multiple properties to refinance under tight deadlines. Their knowledge of bridging finance and lender relationships made the whole process smooth and stress-free.
Sarah T
Highly Recommended!
I needed funds quickly to secure an auction property, and the team delivered within a week. Clear communication, great rates, and no hidden fees.
James P.
Insights for Property Professionals
Whether you’re preparing for your next auction purchase or restructuring your property portfolio, we’ll help you access the right finance swiftly and securely.
Opportunity to build wealth through property
We make securing bridging and auction loans simple, swift, and stress-free….
Tax benefits on interest and principal (as per law)
Quick, reliable bridging and auction finance designed for property professionals….
Finance That Moves as Fast as You Do
From auctions to refinancing, get tailored property funding without the wait…
Ready to Move Forward?
Get Your Funding in Place Today
Whether you’re planning your next auction bid or refinancing your portfolio, we’ll help you secure the right finance quickly and with confidence.
Frequently Asked Questions
What is a bridging loan?
A bridging loan is a short-term finance option designed to “bridge” the gap between buying a property and securing longer-term funding or selling another asset. It’s commonly used by property investors, developers, and landlords who need quick access to funds.
How does auction finance work?
A bridging loan is a short-term finance option designed to “bridge” the gap between buying a property and securing longer-term funding or selling another asset. It’s commonly used by property investors, developers, and landlords who need quick access to funds.
Who can apply for a bridging or auction loan?
A bridging loan is a short-term finance option designed to “bridge” the gap between buying a property and securing longer-term funding or selling another asset. It’s commonly used by property investors, developers, and landlords who need quick access to funds.
How fast can I get a bridging loan?
A bridging loan is a short-term finance option designed to “bridge” the gap between buying a property and securing longer-term funding or selling another asset. It’s commonly used by property investors, developers, and landlords who need quick access to funds.
What can a bridging loan be used for?
A bridging loan is a short-term finance option designed to “bridge” the gap between buying a property and securing longer-term funding or selling another asset. It’s commonly used by property investors, developers, and landlords who need quick access to funds.
How much can I borrow?
A bridging loan is a short-term finance option designed to “bridge” the gap between buying a property and securing longer-term funding or selling another asset. It’s commonly used by property investors, developers, and landlords who need quick access to funds.
What is an exit strategy?
A bridging loan is a short-term finance option designed to “bridge” the gap between buying a property and securing longer-term funding or selling another asset. It’s commonly used by property investors, developers, and landlords who need quick access to funds.
What are the typical interest rates and fees?
A bridging loan is a short-term finance option designed to “bridge” the gap between buying a property and securing longer-term funding or selling another asset. It’s commonly used by property investors, developers, and landlords who need quick access to funds.