How It Works
Simple. Straightforward. Done Right.
As independent commercial finance specialists, we work with a wide network of lenders to find the right bridging or auction finance for your needs — quickly, transparently, and without the jargon
Here’s what to expect when you work with us.
Initial Consultation
Tell us what you’re trying to achieve — buying at auction, refinancing, or raising short-term capital.
We’ll talk through your plans, property details, and timescales, then confirm if bridging finance is suitable and what options are available
(There’s no obligation and no upfront cost for this stage.)
Indicative Terms / Decision in Principle
Once we’ve reviewed the basics, we’ll approach our panel of trusted lenders and come back to you with:
- An indicative loan amount
- Estimated rate and term
- Loan-to-Value (LTV) and security requirements
You’ll know roughly what you can borrow and what it’s likely to cost — before making any commitment.
Application & Supporting Documents
If you’d like to proceed, we’ll complete a short application and collect the necessary information (property details, ID, exit plan, etc.). We’ll then submit this to the most suitable lender on your behalf and handle all correspondence — saving you from chasing underwriters or sitting on hold.
Valuation & Legal Work
The lender will instruct a RICS valuation and begin legal checks. Because we manage these cases daily, we’ll keep the process moving, flag any issues early, and coordinate with your solicitor to avoid delays.
Formal Offer & Completion
Once valuation and legals are approved, the lender issues a formal offer. You review and sign, and funds are released — often within 7–14 days for bridging or auction cases.
We stay involved right up to completion to make sure nothing slips through the cracks.
Exit & Aftercare
Bridging finance is short-term by design, so from day one we’ll help you plan your exit strategy — whether that’s sale, refinance, or longer-term funding.
When it’s time to refinance, we can handle that too, ensuring a smooth transition from bridge to mortgage.
Why It Works
- We compare the market so you don’t have to
- We negotiate better rates and faster approvals
- We coordinate with lenders, valuers, and solicitors
- We make sure your deal completes on time
You get expert guidance and one point of contact from start to finish with the confidence that everything is handled properly.
Ready to Begin?
Whether you’re preparing to bid at auction or exploring short-term finance options, we’ll walk you through every step.
How It Works
Tell us what you need
Share your goals, timescales, and property details. We’ll confirm if bridging or auction finance is the right fit.
Get instant indicative terms
We source options from our panel of specialist lenders and outline how much you can borrow, likely rates, and LTV.
Valuation & legals handled quickly
We manage the application, liaise with lenders, and coordinate with solicitors to keep everything moving.
Complete & plan your exit
Funds are released (often within 7–14 days). We then help arrange your refinance or sale to exit the bridge smoothly.